So you have brought your car to a shop. And for some reasons, the repair price climbed higher and you ended with a huge debt that you are unable to pay. The next time you know it, the shop has already placed a mechanic lien on your car. What should you do now?
- The most obvious thing to do is, of course, to pay the amount that you owe the auto repair shop. If you think there is some form of fraud or rip-off behind the very huge amount being asked from you, you can file a complaint afterwards. As I have mentioned in my last post, leaving your car in the property of the shop could have more expensive consequences—storage fee.
- If you cannot pay the entire amount just yet, you can negotiate with the shop and ask for a feasible payment plan (i.e. installment) until you are able to pay off the entire amount. Most shops will agree on a settlement in order to avoid more complications. Some of them, however, may charge you for such things as the legal fees incurred in the processing of the lien.
- Find a counsel who can help you do the best move to handle the situation. If you are not very familiar with how the system works, it would be to your best interest to have a specialist handle the situation. A lawyer can tell you the best thing to do, and he can even find a loophole in the lien placed on your car, which may result in the lifting of the lien.
A lien placed on your car could be a source of serious headache, but know that there are certain things that you can do to get out of the situation. Just follow the tips given here to make everything easier.
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